Terms of Use

Acceptance of Terms

By accessing or using novaralithiq.world's competitive analysis platform and related financial services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and novaralithiq Operations Inc., a corporation registered in New Brunswick, Canada.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued access to our services following any modifications to these terms constitutes acceptance of such changes.

Platform Services and Scope

novaralithiq.world provides competitive analysis tools, market research capabilities, and educational resources focused on financial market understanding. Our platform serves users across Canada and internationally, offering data analysis features designed for research and educational purposes.

Service Limitations

• Platform data is provided for informational and educational purposes only
• We do not provide personalized investment advice or recommendations
• Historical performance data does not guarantee future results
• Users must conduct their own research before making financial decisions
• Platform availability may vary due to maintenance or technical requirements

User Accounts and Responsibilities

Account registration requires accurate, complete information. You are responsible for maintaining the confidentiality of your login credentials and all activities that occur under your account. Users must be at least 18 years old or have parental consent to create an account.

Prohibited Activities

• Sharing account access with unauthorized individuals
• Attempting to reverse engineer or extract proprietary algorithms
• Using automated systems to access platform data excessively
• Redistributing platform content without written permission
• Engaging in activities that could compromise platform security

Data Usage and Privacy

We collect and process user data in accordance with Canadian privacy legislation, including PIPEDA requirements. Your personal information is protected through industry-standard security measures and is never sold to third parties without explicit consent.

Platform usage data helps us improve our services and may be aggregated for research purposes. Individual user activities remain confidential, though we reserve the right to monitor usage patterns to ensure compliance with these terms.

Intellectual Property Rights

All content, software, algorithms, and design elements on novaralithiq.world are protected by Canadian and international copyright laws. Users receive a limited, non-exclusive license to access and use platform features for their personal or business research needs.

This license does not grant rights to reproduce, distribute, or create derivative works from our proprietary content. Third-party data sources maintain their respective ownership rights, and users must comply with applicable licensing terms.

Payment Terms and Billing

Subscription fees are billed according to your selected plan and payment schedule. All prices are displayed in Canadian dollars unless otherwise specified. Users are responsible for applicable taxes based on their jurisdiction.

Refund Policy

Refund requests must be submitted within 14 days of initial subscription or service charges. Processing may take 5-10 business days depending on payment method. Partial refunds for unused services are calculated on a pro-rated basis.

Limitation of Liability

novaralithiq Operations Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from platform usage. This includes, but is not limited to, financial losses resulting from decisions made using platform data or temporary service interruptions.

Our maximum liability under any circumstances shall not exceed the total amount paid by the user for services during the twelve months preceding the claim. Some jurisdictions may not allow certain liability limitations, so these restrictions may not apply to all users.

Governing Law and Dispute Resolution

These terms are governed by the laws of New Brunswick, Canada, and any disputes shall be resolved through binding arbitration in Saint John, New Brunswick. Users waive their right to participate in class action lawsuits related to platform usage.

Before initiating formal dispute proceedings, users must attempt to resolve issues through our customer service team. We commit to responding to all concerns within 48 hours during regular business days.